After a Car Accident in Houston—What Are Your Legal Rights?

A car accident can turn your life upside down in an instant. From physical injuries to emotional stress and financial strain, the aftermath can feel overwhelming. In the middle of this chaos, it’s crucial to understand your legal rights so you can take the right steps toward recovery—both physically and financially.

If you’ve been injured in an accident in Houston or anywhere in Texas, knowing what you’re entitled to under the law can make a significant difference in your future.

Your Right to Medical Attention

One of your most important rights is the ability to seek immediate medical care following an accident. Even if your injuries seem minor, symptoms can worsen in the hours or days following the collision. Delaying treatment not only puts your health at risk but can also weaken your legal claim.

Always document your medical visits, treatments, prescriptions, and diagnoses. These records become essential when pursuing compensation.

Your Right to File an Insurance Claim

Texas is an at-fault state, meaning the person who caused the accident—and their insurance provider—is typically responsible for covering the damages. You have the right to file a claim with:

• The at-fault driver’s insurance company
• Your own insurance company (if you carry additional coverage like PIP or uninsured motorist protection)

Keep in mind that insurance companies may attempt to settle quickly—and often for less than you deserve. Before accepting any offer or signing paperwork, it's wise to review your options with a qualified attorney who understands the ins and outs of Texas injury law.

Your Right to Pursue Compensation

If you’ve suffered injuries or property damage, you may be entitled to compensation for:

• Medical expenses (past, present, and future)
• Lost wages or reduced earning capacity
• Pain and suffering
• Vehicle repairs or replacement
• Emotional distress
• Loss of enjoyment of life

This compensation is intended to help you rebuild your life after the accident and recover as fully as possible.

Your Right to Legal Representation

You are not required to face the insurance company or opposing party alone. You have the right to retain a personal injury attorney who can:

• Investigate the accident
• Collect evidence
• Communicate with insurance companies
• Negotiate for a fair settlement
• Represent you in court, if necessary

Working with a dedicated legal team can take the pressure off you during an already stressful time.

Your Right to Remain Silent with the Other Party’s Insurance

Many accident victims don’t realize they aren’t required to give a recorded statement to the other driver’s insurer. In fact, doing so without legal advice can hurt your claim. You have the right to decline communication until you’ve spoken with an attorney.

Your Right to File a Lawsuit Within the Legal Time Limit

Texas imposes a two-year statute of limitations for personal injury claims. This means you generally have two years from the date of your accident to file a lawsuit. If you miss this deadline, you may lose the right to recover compensation altogether.

There are some exceptions—for instance, if the injured party is a minor or if the at-fault driver left the state—but time is not on your side. Acting quickly protects your claim.

Protect Your Rights with Brown & Musslewhite, Ltd., LLP

At Brown & Musslewhite, Ltd., LLP, we understand the physical and emotional toll a car accident can take. Our Houston-based legal team is here to advocate for your rights, handle the legal details, and pursue the full compensation you’re entitled to receive.

Don’t settle for less than you deserve. Let us help you navigate the road to recovery with clarity, compassion, and determination.

Schedule Your Free Consultation

If you’ve been hurt in a car accident, it’s time to take action. Call 713-234-6545 or visit www.lbjmlaw.com to schedule a consultation with one of our personal injury attorneys today.



We’re here to stand up for your rights—and to help you move forward with confidence.